According to the National Council on Identity Theft Protection, “identity theft scenarios are increasing drastically in 2023.” The most recent Federal Trade Commission reports from 2021, show they received 5.7 million reports of identity theft and fraud, up from 4.7 million in 2020. “Cases are at an all-time high, because of a wider range of identity theft methods” and “reports indicate that nearly 33% of Americans have faced some kind of identity theft attempt in their lives.”

The University is also hearing reports that fraudulent debit, business or investment accounts, or similar accounts are being opened without individuals’ authorization. Often, these accounts are opened at various financial institutions online without the need to run a credit check, which means that credit monitoring services alone often do not alert individuals to this activity.  

To help protect the UC Community, we are providing this non-exhaustive list of contact information for financial institutions we understand may be experiencing this situation.  UCOP is also working with these institutions where appropriate. We are also including tips and best practices on actions you can take from consumer protection agencies and other experts.  

In general, it is a good practice to closely monitor your work and personal email as well as your physical mail to look out for these unauthorized account openings.  

If you feel comfortable sharing your experience with us, please send a message to with details on when and how you discovered an account opened in your name without your authorization, as well as what steps you have taken to mitigate the issue. We can use that information and work proactively with the relevant institutions where appropriate.  

Contact Information for various institutions:

  • Acorns: (855) 739-2859 or visit their website
  • Capital One "Customer Protection" direct line: 866-464-7761 or visit their website 
  • Chime customer support: (844) 244-6363
  • Go2Bank customer support: (855) 459-1334 or visit their website
  • PayPal:  (888) 221-1161 or visit their website
  • Square customer support (855) 700-6000 
  • Scarlet customer support (833) 707-3783 or visit their website 
  • Green Dot (Walmart) (877) 937-4098, press 3 to report ID theft


  • is where consumers can report identity theft at the federal government’s one-stop resource to help people report and recover from identity theft. The site provides step-by-step advice and helpful resources like easy-to-print checklists and sample letters.
  • is where consumers should go to report fraud, scams, or bad business practices 
  • is the official Consumer Credit Reporting Industry website to accept and process requests from consumers to Opt-In or Opt-Out of firm offers of credit or insurance. To opt out of credit offers, call (888) 5-OPT-OUT (1-888-567-8688) or visit their website.
  • is the only source for your free credit reports. To obtain a free copy of your credit report (one per year), visit their website.

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If you have any other questions or concerns, please feel free to contact the University of California, Santa Barbara’s Security Operations Center by emailing